Requesting | UK Credit Cards

Posts Tagged ‘requesting’

Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

Thursday, May 13th, 2010

I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application?

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Tags: Application, Card, Credit, FICO, increase, limit, requesting, Same, treated
Posted in Credit Cards | 6 Comments »

How will requesting a new credit card but not activating it affect my credit?

Sunday, February 21st, 2010

I requested a new credit card with a lower interest rate than my two cards now with the intentions of paying off the two cards with my new card. The new card credit limit is not enough to pay off the other two, however, so I don’t want it anymore. I requested it online, was “approved,” and just received it in the mail today. What will happen if I just throw it away without activating it?

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