UK Credit Cards

Asian stocks decline in commodity sell-off
Asian share markets tumbled on Thursday after a second big sell-off in commodities in less than a week curbed investor appetite for riskier investments and boosted the US dollar, while a short-lived recovery in oil prices was wiped out in late trade.

Read more on Brisbane Times

IMPs’ profits grow despite consumer pressures
Half year results from Imperial Tobacco show cash-strapped smokers are making their own cigarettes rather than buying them in packs.

Read more on Sharecast Finance News via Yahoo! UK & Ireland Finance

Treasury: We face paying billions to bail out Greece as country’s debt rating is downgraded AGAIN
Economic Secretary to the Treasury Justine Greening, pictured, said that if the troubled state defaults on loans, then we are liable for a ‘share’ of loan repayments.

Read more on Daily Mail

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Corrie star wants family storylines
‘Coronation Street’ star Michelle Keegan has said that she would like to see another member of her character Tina’s family arriving in Weatherfield.

Read more on RTE News

European Stocks Seen Following Fed-Driven Rally
Financial bookmakers expect the leading European benchmark indexes to rally on Thursday, tracking gains on Wall Street after the Fed signaled it would not raise rates.

Read more on CNBC

S&P Cuts Japan’s Sovereign Rating Outlook
Right off the bat, the market mover yesterday, as promised, was the press conference following the Fed meeting. We basically had all of the markets holding their collective breath until they were blue in the face just waiting for Ben Bernanke’s speech before they took a gasp of air.

Read more on Business Insider

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My credit card was canceled by the credit card company. I was paying them on time every month. I had the card for four years and every year they raised my limit. The account was in good standing when the closed it. How will they report this to the credit bureaus?

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Help! I’m trying to start up a business and all I need is a $10k business credit card. But I have a bad credit rating and so far lenders insist I must have a strong co-signer. But I can’t get anyone to do this for me (long story) Any suggestions?
In answer to the first responder, it’s a self-employed business. I’m the only employee. It’s a long story but my personal financial mess is a combination of the high tech collapse (I’m an engineer) that has gone on 6 years, 3.5 years unemployed for myself. Plus, I have a medical condition. I finally made a bold move to get around the medical condition so I can start my own business, now all that is stopping me is a co-signer. I agree, it’s not an enviable position but I have no other choice. Is there any way to get a credit card without a co-signer when you have a bad credit rating?

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I disputed a charge on my credit card several months ago, and it showed up on my credit card. I was wondering how does that affect my score?
I sent about $120 to a guy in England for some paintings, via paypal, and he contacted me once, but then not for a long time after that, and the time I could dispute it with paypal passed by.
I contacted Citibank, the card I charged it on, saying I never received the goods. They put me through a huge ordeal just to get the charges reversed. When the charges were reversed, the guy finally contacted me, and sent me the paintings. I called Citibank saying I got the goods, and to please charge me, so they did.
I was nowhere near my limit when I disputed the charge or afterward. I still have the card too.
I received a notice a couple of months later, on my credit monitoring service that the dispute showed up on my credit report, but it didn’t say if it did anything to the score or not.
I’m somewhat worried, because I might need to dispute another charge (it was a duplicate charge) if the vendor doesn’t call and fix that situation.

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If, when I make a credit card charge, I pay off the balance in its entirety as soon as the charge is posted (usually 3 days later), is that helpful in terms of building credit? Doing it this way avoids any interest fees.

Do I need to wait for the credit card company to tack on interest before making the payment and improving my credit?

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Chase Visa closed a credit card used exclusively by my wife for exceeding the credit limit for 3 consecutive months. Since it is my credit card (I put her on the card 5 yrs ago), what can I do to minimize the damage which has already occurred to my credit rating.

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Despite a flawless payment history over the last 20 years, Citibank is raising my rate by 5%. I would easily give them the heave-ho, but I’ve heard that a long-standing credit card account has a positive effect on your credit rating. How big a hit would my credit rating take if I closed the Citibank account?

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How much should i charge on my secured credit card to get the best credit rating?

I can charge up to $500 on my secured credit card and want to know how much should I charge on my secured credit card to get the best credit rating. I need to build credit because I got none.
I’ll be paying it off every month.

I’m wondering how much I should charge on my secured credit card every month out of my $500 maximum.

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I’m a 23 year old grad student with limited credit history. I’m going to get a credit card. Which should I get considering my history? Please no lectures on not getting a credit card. No spam, or you will be reported.

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