UK Credit Cards

Hi,

I applyed for a loan a year ago from sainsburys bank and was accepted but I decided at the last min to not go ahead with it. After that I have taken out a few payday loans and paied them back in full on time. Now I want a small loan (about £1200) so I can move to a new place (I will use as deposit) but big banks are not accepting me. Any recomendations? And why would I have been refused? I dont make that much but have been accepted before, maybe due to our current economy? Thanks.

P.S: I know taking a loan is not a good think and should be avoided but I need to move place in 2 months and it’s urgent.

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In august i will be going away to school. the cost of tuition is around 17,000 a year. at the same time i have about 4,000 dollars in credit card debt. is there any way i can payoff my credit card debt by adding it to my student loans? and how do i go about getting a student loan?

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