Posts Tagged ‘Credit’

When do I have to pay my credit card off to not accumulate interest?

Sunday, April 17th, 2011

Hey so I just recently started sing my credit card again. And have only been using it for about two weeks. My minimum balance due on tomorrow is 0, but will I start gaining interest if I don’t pay off everything that I have already paid. The card is through capital one if that makes a difference.

How to know if youre giving out credit card information to a trustworthy site?

Saturday, April 16th, 2011

Im relatively new to shopping online, how do you know if youre giving out credit card information to a trustworthy site? Ive NEVER given out my social security number to anyone or anything but my bank, is it possible for someone to steal your identity with just your credit card number and your name? Also, when i shop online, im actually using a debit card, but its always worked for me. So speaking hypothetically, were someone to steal your debit card number, and theres no money on it, could they still use it?

What’s the best credit card that does not require any credit to apply?

Saturday, April 16th, 2011

I don’t have any credit and would like to get a credit card. What’s the best one?

Without a credit card, will i be eligible to sell my products online?

Saturday, April 16th, 2011

I wish my products can go online. However, establishing an online store requires me to have a credit card. I am just a student who is not yet qualified to be issued for a credit card, for i don’t have a fixed salary monthly. Is there any other way for me to get my product online? Can somebody give me some answers?

Will the credit card companies and collection agencies try to find me in Europe?

Saturday, April 16th, 2011

I have a big credit card debt. I stopped making my payments in August. If I leave the USA and move to Europe will the credit card companies and collection agencies try to find me there? If they find me what will happen? Can they take away my car or other properties, garnish my wages?

How long will it take credit card companies to lower their interest rate now that the Fed has lowered their’s?

Friday, April 15th, 2011

I know that credit card companies aren’t REQUIRED to lower theirs, but they usually do, right? So can I call my credit card company tomorrow and ask for a lower rate, or should I give them a week, or what?
All I know is that about 6 months ago I called my credit card company and asked for a lower rate. It was at 13.99%, and after spending about 30 minutes on the phone with two very nice gentlemen, I was able to lower my interest rate down to 10.5%, and renew or something a promotional rate from 7.99% for 6 months down to 3.99% for the life of the loan. I asked them how often I could do this and they said whenever the rates change, I could call and ask – I might get it, I might not.
I just thought that I might need to give them time to get a new rate into their system, and with it being more than the .25% change that was expected, I thought it might take a little more time. But I’m not a financial wiz, or I wouldn’t be in debt in the first place.

Who is responsible for the credit card debt of a person who dies?

Friday, April 15th, 2011

I am having doubt about the credit card debt of a person. My uncle passed away but he is having credit card debt. Who is responsible for that debt?

What is the age minimum for a credit card? What is the age minimum for a checking account?

Friday, April 15th, 2011

I just got my first job and suddenly I have all of this cash stashed in my wallet, which is why I am asking about the checking account. As for the credit card, the only reason I would get it would be to create good credit for myself (by making purchases and paying them back promptly every month). If you’re curious I’m 16 years old.

What’s the best credit card to get to help rebuild credit?

Thursday, April 14th, 2011

I want to get one credit card to rebuild credit. What’s the best one right now. I hear Capital One is a really bad one. We filed chapter 7 after losing a business and get tons of offers. I don’t plan on using it other than to just keep a small balance and show good payment history. We are working on getting back into a house in the next year. We sold our house to avoid foreclosure and are currently renting.

How can I transfer money from my credit card to my checking account?

Thursday, April 14th, 2011

Both my credit and checking account are linked to my paypal account. Is it possible to send money from the credit card to my checking account and if so how can I do this? I need to pay off my debt via my checking account by the 30th so pleaseee help me! I am economically challenged. Thanks!