UK Credit Cards

Im a full time college student and i have no credit history but i would like to begin to establish my credit so far i have applied 2 times this year for a credit card and i have been declined, i would like some help on whether if there is a company that is not as harsh with giving credit to people like me or whether i should try asking for credit with my debit card company (i am using chase debit card). please help and thank you.

btw i applied both times for discover student card.

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My daughter just turned 18 and is interested in getting a credit card. Which company is the best for someone who has no credit card history. With the recent credit crunch, it appears that more and more credit card companies and banks are getting tougher with applications.

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Whenever I call a credit card company to raise my credit limit, they always inform me they will need to check my credit report. If they deny the limit increase, will it lower my credit score? Will even just calling to ask for an increase lower my credit score?

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If I owe money to a credit card company, they already send me to collecttions can they go to court to get a withholding order and take money out of my pay check?

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I am looking for a new company to process my businesses credit card transactions. Can anyone tell me what company has the cheapest processing rates?

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My credit card account is currently in good standing but in November of 2006 I was 60 days past due. Your credit report shows your payment history for 7 years so this is showing as a negative on my credit report. I’ve heard that you can ask the credit card company to take it off without doing a “hard pull” or something on your credit. Please help!!

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Hi, I’ve had a credit card for a while and have been making payments for a long time. I’ve been late a couple times but never 3 months late which is when they cut off priviledges. They sent a letter saying that my account was going to be temporarily suspended with the possibility of being permantently closed. I called the day I got this letter and they said my account was closed. How can I convince them to reopen my account? And how can I keep this from negatively affecting my credit?

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I am thinking about applying for a corporate credit through my company to streamline the process of submitting expenses. The card gets billed to me directly, and I’m wondering if cancelling it (if I were to leave the company for instance) would reflect badly on my credit score in the same way it would if I were to cancel a personal credit card account–which I have been told is not good for one’s credit rating. Does anyone know?

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I recieved a 1099c form from a credit card company for a settled credit card debt. The amount is for $10,000. I only make $31,000 per year. Will I end up owing on taxes due to being in a different tax bracket?Will the debt finally be gone?

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I never had a late payment or any other kind of derogatory remarks. I want it removed for personal reasons. Will a credit card company hesitate to remove it from my credit report at my request?

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