UK Credit Cards

I don’t have any credit and would like to get a credit card. What’s the best one?

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I wish my products can go online. However, establishing an online store requires me to have a credit card. I am just a student who is not yet qualified to be issued for a credit card, for i don’t have a fixed salary monthly. Is there any other way for me to get my product online? Can somebody give me some answers?

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I have a big credit card debt. I stopped making my payments in August. If I leave the USA and move to Europe will the credit card companies and collection agencies try to find me there? If they find me what will happen? Can they take away my car or other properties, garnish my wages?

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I know that credit card companies aren’t REQUIRED to lower theirs, but they usually do, right? So can I call my credit card company tomorrow and ask for a lower rate, or should I give them a week, or what?
All I know is that about 6 months ago I called my credit card company and asked for a lower rate. It was at 13.99%, and after spending about 30 minutes on the phone with two very nice gentlemen, I was able to lower my interest rate down to 10.5%, and renew or something a promotional rate from 7.99% for 6 months down to 3.99% for the life of the loan. I asked them how often I could do this and they said whenever the rates change, I could call and ask – I might get it, I might not.
I just thought that I might need to give them time to get a new rate into their system, and with it being more than the .25% change that was expected, I thought it might take a little more time. But I’m not a financial wiz, or I wouldn’t be in debt in the first place.

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I am having doubt about the credit card debt of a person. My uncle passed away but he is having credit card debt. Who is responsible for that debt?

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I just got my first job and suddenly I have all of this cash stashed in my wallet, which is why I am asking about the checking account. As for the credit card, the only reason I would get it would be to create good credit for myself (by making purchases and paying them back promptly every month). If you’re curious I’m 16 years old.

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I want to get one credit card to rebuild credit. What’s the best one right now. I hear Capital One is a really bad one. We filed chapter 7 after losing a business and get tons of offers. I don’t plan on using it other than to just keep a small balance and show good payment history. We are working on getting back into a house in the next year. We sold our house to avoid foreclosure and are currently renting.

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Both my credit and checking account are linked to my paypal account. Is it possible to send money from the credit card to my checking account and if so how can I do this? I need to pay off my debt via my checking account by the 30th so pleaseee help me! I am economically challenged. Thanks!

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Im a full time college student and i have no credit history but i would like to begin to establish my credit so far i have applied 2 times this year for a credit card and i have been declined, i would like some help on whether if there is a company that is not as harsh with giving credit to people like me or whether i should try asking for credit with my debit card company (i am using chase debit card). please help and thank you.

btw i applied both times for discover student card.

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1. What are the important factors to consider when selecting a credit card?

2. Why is it important to shop for credit?

3. Do you think that high school students should have credit cards? Why or why not? Explain your answer.

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