Where can I get a credit card if my credit is poor?

Posted by Namesplace.net Blogs on August 20th, 2010 — Posted in Credit Cards

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Due to both my boyfriend and I getting laid off from our jobs this year, and some other financial hardship, my credit is pretty bad. I would really like a credit card, especially to get my credit in better shape. Anyone know who will give me a credit card?

8 Comments »

Comment by LindaU

Sometimes Ochard.COm will issue credit to people who have had problems with their credit in the past. You may also try Providian.Com

Good Luck!

Posted on August 20, 2010 at 3:08 pm

Comment by steven60516

go to http://www.mytributecard.com this is a unsecured card and they approve everyone!

let me know if this works

Posted on August 20, 2010 at 3:35 pm

Comment by Guate M

Check out http://www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you

Posted on August 20, 2010 at 3:40 pm

Comment by outlawimmortal2

Capital One or First Premier bank maybe your best choice. First premier has some very high initial fees.

Posted on August 20, 2010 at 4:36 pm

Comment by tw158

You can comare offers here:
http://www.e-wisdom.com/credit_cards/bad_credit.html

Be aware that you generally have to deal with higher interest rates and a variety of fees with these types of cards. You must be willing to deal with these for a while in order to improve your history and hopefully upgrade down the road.

Posted on August 20, 2010 at 4:39 pm

Comment by xanaduloot

the imagine god card
and orchard cards are good

Posted on August 20, 2010 at 5:00 pm

Comment by jan d

Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A ‘shopping’ card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
http://debt-trap.com/category/Bad-Credit-Credit-Cards.html

Posted on August 20, 2010 at 5:29 pm

Comment by abel jarrod

People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.

Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards.

Prepaid or debit cards:

These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html

Posted on August 20, 2010 at 6:16 pm

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