I am contemplating offering a credit card for a retail item example (bowflex card) which I believe is backed by HSBC… I have the money to back the card but am unsure of the licensing and regulation. I am in NY and I wanted to see if anyone on this board could point me in the right direction.
Due to both my boyfriend and I getting laid off from our jobs this year, and some other financial hardship, my credit is pretty bad. I would really like a credit card, especially to get my credit in better shape. Anyone know who will give me a credit card?
I recently ordered my credit report and noticed that I still have an open credit card account with a department store. I thought I cancelled this card a few years ago. I no longer have the account number. How do I close this account without the account number and have it removed from my credit card as an “open” account?
If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
Is there a number or something I can call to get people to stop sending me credit card offers? I cant at least 5-10 credit cards offers a week, whether it’s mail or phone calls.
Please help. This is annoying.
Thank you.
I want to pay off my credit cards because they are such high interest. I have late payments in my history, so I want to build up my credit again. Do I really need credit cards to do this? I hate the idea of owing money. I thought about getting a credit card, using it and then paying it off each month – but I was told that wouldn’t help my credit. What should I do?
I want to get a credit card today. I don’t want to apply online and get in the mail within weeks. Is it possible to get a credit card today?
I have one judgment (paid), and two older collections (paid), a secured installment loan, and one credit card with a low limit. Never been late on the last two. I am trying to establish a good mix of credit. Unfortunately, I haven’t had much luck with the retail cards.
I need to rebuild my credit, but can’t afford a secured credit card. Is there any bank outside of Premier Bank that will give me an unsecured card?
I would like to know about collection laws in California. If my girlfriend had a dispute with a credit card company and didn’t pay the $5000.00 balance, can they get a judgement against her and take that money out of our business account?
Can they take the money out of a trust if she is the beneficiary?
We need asset protection advice!
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